The Montana Contractors Compensation Fund (MCCF) is a self-insured fund that provides workers’ compensation insurance coverage for the employees to many MCA-member companies. To qualify, a company must:

• be a current, dues-paying contractor member or specialty contractor member of MCA.
• have an Experience Modification Rate of less than 1.1.
• have a three-year average loss ratio of less than 65 percent.
• have an annual premium of more than $5,000 per year.
• provide reviewed financial statements if annual premium is less than $1 million.
• provide audited financial statements if annual premium is $1 million or more.
• undergo a pre-admission risk assessment

MCCF also offers proactive programs designed to meet the unique challenges presented by the construction industry, including early-return-to-work and safety.

Since the fund’s establishment, $30 million has been refunded to participating members!
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To learn more about the program, visit: mccfmt.org.